Take control of your money, Privately, Instantly.
Kalki is a personal finance app built around your privacy. No bank connections, no account required just install and start managing your money.
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Bank Links
100%
Offline-First
3+
Currencies
Unlimited
Budgets
Everything you need to manage your finances
Kalki gives you the tools to understand your money, set smarter budgets, and build better habits all from your phone.
Dashboard at a Glance
Total income, expenses, net savings, and savings rate all on one screen. Budget status cards show whether you're on track, approaching limits, or overspending.
Effortless Transaction Logging
Add income, expenses, or transfers in seconds. Swipe to edit or delete. Search and filter by date, category, or type. Multi-currency support.
Smart Budget Tracking
Set daily or monthly spending limits per category. Get real-time progress bars, daily allowance calculations, and intelligent insights like "Approaching Limit" or "On Pace."
Multi-Account Management
Track checking, cash, savings, and investment accounts. See your total assets and transfer between accounts seamlessly.
Fully Customizable
Create your own categories with custom icons and colors. Choose your currency (EUR, USD, GBP). Toggle dark mode.
Your Data, Your Rules
Works offline by default no account or bank connection required. Secure with Face ID, fingerprint, or PIN. You decide if and when your data ever leaves your device.
See Kalki in action
Explore the real screens and features that make managing your money simple, fast, and private.
Your financial overview at a glance
See total balance, income, expenses, and savings rate on one screen. Budget status cards instantly show whether you're on track or overspending.
Be first to know when Kalki launches
No spam. Just a single email the day we go live.
Get started in three simple steps
No sign-up, no bank connection, no waiting. Just install and start managing your money.
Set up your accounts
Add your bank, cash, or savings accounts with starting balances. Get organized in under a minute.
Log transactions
Record income and expenses as they happen. Categorize everything with custom icons and colors.
Track your budgets
See exactly where your money goes and stay on target with real-time insights and progress tracking.
Start free. Upgrade when you're ready.
Join the waitlist to get early access and be the first to unlock Plus and Pro features.
Free
Everything you need to manage personal finances, right on your device.
- Unlimited transactions
- Unlimited budgets
- Multi-account management
- Custom categories & icons
- Multi-currency support
- Dark & Light mode
- Face ID / PIN lock
- Offline-first, no account needed
Plus
Sync, share, and connect your finances across devices.
- Everything in Free
- Cloud sync across devices
- Bank connection
- Shared budgets & accounts
- Web-App Insights View
- Community access
Pro
AI-powered insights to level up your financial game.
- Everything in Plus
- AI Chat assistant
- AI-powered spending insights
- AI Financial Help
- Priority support
Kalki is just getting started
We are building the future of personal finance, one feature at a time. Here is what is coming next.